Many small business owners and managers are overwhelmed due to the extreme pressure of running a business. Cash in the bank and money to be received in the next thirty days are often viewed as the only funds with which to pay outstanding bills, meet payroll, and settle recurring items such as rent, equipment and vehicle leasing.
Many business owners are unable to secure working capital from traditional sources, causing significant cash flow problems. Unfortunately, banks are predicting ongoing loan defaults for some time to come and are, therefore, unlikely to start lending at levels necessary for most small businesses to benefit.
PACIFIC CAPITAL CONSULTING CAN HELP!
Borrowing money is one of the most common sources of funding for a small business, but obtaining a loan isn’t always easy. When it comes to business financing, Pacific Capital Consulting has access to multiple traditional and ALTERNATIVE lending sources, which can provide your business a much needed cash flow infusion.
The lenders that are lending in this environment are very busy with loan requests. We work with you to package the loan request to make the process as painless as possible for both you and the lender. After all, we have our own reputation to consider. From the beginning we will be there for you to answer all your questions, such as: Which loan is best for me? How soon can I get funded? How much will the loan cost? How long do I have to pay back the loan? Then, after your loan has closed you can use your funds to shore up restructured debts (a service provided by Pacific Capital Consulting) or invest those funds back into your business to allow you to remain competitive, expand, and most importantly, have piece of mind.